Australian Banks in Hong Kong and Singapore: CBA, Westpac, ANZ & NAB Guide (2026)
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For Australian expats living in Hong Kong and Singapore, managing finances across borders often relies on the familiarity and continuity of home-grown institutions.
Australian banks have maintained a strong presence in these regions for over 40 years, serving as a central hub that connects Asian markets with New Zealand, Europe, and the Americas. While their role overseas differs from domestic operations, the “Big Four” remain a crucial part of the banking infrastructure for global citizens.
This article details which Australian banks operate in Hong Kong and Singapore, outlining how their services support lending access, everyday financial management, and broader planning for those living abroad.
The Big Four Australian Banks Overseas
Domestic banking in Australia is dominated by the four major banks: CommBank, Westpac, ANZ, and NAB. These banks have a significant presence across Asia and are popular with Australian expats living in Hong Kong and Singapore.
Each Australian bank is committed to improving the financial infrastructure across Asia and contributing to the communities in Hong Kong and Singapore.
| Bank | Hong Kong | Singapore | Services for Expats |
|---|---|---|---|
CommBank (CBA) | Branch (est. 1986) | Branch (est. 1982) | Private banking, home loans — appointment only, no retail counter |
Westpac | Branch | Branch | Corporate/institutional, FX, asset finance |
ANZ | Branch | Branch (largest presence outside AU) | Corporate, institutional, and personal banking |
NAB | Transferred to OCBC Wing Hang | Transferred to OCBC | Private wealth migrated to OCBC (2017) |
OCBC Wing Hang | (former NAB clients) | – | Australian property loans, deposit accounts |
OCBC Bank | – | (former NAB clients) | Home loans for Australians in Singapore |
Note: Australian bank branches in HK and Singapore are not retail branches. They do not offer over-the-counter services such as opening accounts or replacing lost cards.
CommBank
With branches in Singapore and Hong Kong, the Commonwealth Bank of Australia delivers various financial services for Australians living overseas.
The Hong Kong branch was established in 1986 and supports multinationals from New Zealand and Australia with comprehensive home loan packages and business services.
For Australian expats in Hong Kong looking to buy property back home, see our guide to getting an Australian mortgage for Hong Kong expats.
Over-the-counter facilities are unavailable at the Hong Kong branch, so inquiries will need to be made by phone.
The Singapore branch was established in 1982. In Singapore, expat professionals can receive private banking services and financial solutions.
Like the Hong Kong branch, this is not a retail branch that can assist with transactional problems such as opening new accounts and lost credit cards.
Westpac
Westpac Banking Corporation has over 40 years of experience across Asia. It provides a gateway for businesses and firms in Australia. In Hong Kong and Singapore, branches provide customers with foreign exchange guidance, asset finance advice, and transaction banking solutions.
While Westpac in Hong Kong and Singapore offer resolutions to private banking matters, the branches also support trade finance and corporate customer management.
As an Australian expat, Westpac offers several financial packages to support your needs, whether it’s personal banking, business solutions, or commercial loans.
Get a free Australian mortgage assessment today.
ANZ
Australia and New Zealand Banking Group operates in Hong Kong and Singapore and has built a strong presence in both countries over the past 40 years.
Branches in Hong Kong are crucial to ANZ’s institutional banking strategy, connecting customers with their 32 markets across the globe. ANZ Hong Kong unites expat customers with capital flows and trade between Australia’s Hong Kong and home markets.
Along with Hong Kong, the Singapore network constitutes ANZ’s regional business hub in Asia. ANZ Singapore provides a wide range of products for both corporate and personal banking customers. The presence in Singapore also constitutes the most extensive market presence outside Australia.
For Australian expats in Singapore looking to buy property back home, see our guide to getting an Australian mortgage for Singapore expats.
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NAB
National Australia Bank is very proud of its cross-border connections and investment infrastructure. With a network across China, Hong Kong, Japan, and Singapore, NAB has been supporting customers globally for over 40 years.
NAB has built strong local and offshore relationships by specialising in many services, from corporate finance and fixed income solutions to business banking services and mortgage packages.
In November 2017, NAB branches in Singapore and Hong Kong were acquired by the Oversea-Chinese Banking Corporation (OCBC). While NAB remains focused on corporate, business, and institutional banking in Asia, its private wealth business in Hong Kong and Singapore was transferred to OCBC.
OCBC Bank Singapore
OCBC was established in Singapore in 1932, providing a range of specialist financial management services and commercial banking solutions. It is the longest established bank in Singapore and the second-largest financial service group in Southeast Asia.
All NAB Singapore customers are now under OCBC, which offers home loan services for Australians living in Singapore.
OCBC Wing Hang (Hong Kong)
OCBC Wing Hang has dealt with NAB customers in Hong Kong since 2017. All loans and deposit accounts at NAB have been transferred to OCBC Wing Hang.
The OCBC Wing Hang branch provides dedicated services for overseas home loans, including purchases in Australia, the UK, and the US.
Get a free Australian mortgage assessment today.
Frequently Asked Questions
Is CommBank only available in Australia?
Commonwealth Bank has many branches outside of Australia. You can find branches in Asia, Europe, New Zealand, and North America. In Asia, CommBank branches are available in Hong Kong, Indonesia, Singapore, and Japan. In North America, CommBank operates out of New York.
Can an Australian Open a bank account in Singapore?
Yes. Australian expats can open a bank account in Singapore. Several Australian bank branches are available in Singapore. The whole process is generally more accessible for those who choose an Australian bank. These Australian banks include CommBank, Westpac, ANZ, and NAB, which OCBC Singapore has acquired.
Does ANZ have a branch in Singapore?
Yes. ANZ does have a branch in Singapore, and it remains central to ANZ’s baking strategies across Asia. ANZ Singapore provides a wide range of products for both corporate and personal banking customers. The Singapore branch constitutes ANZ’s largest market presence outside Australia.
How Many Australian Banks Are There In Singapore?
There are 4 Australian banks in Singapore: CommonWealth Bank of Australia, Westpac Banking Corporation, Australia and New Zealand Banking Group (ANZ), and National Australia Bank (NAB). OCBC Singapore acquired NAB in November 2017.
Does Westpac Have A Branch In Hong Kong?
Yes. Westpac Banking Corporation has over 40 years of experience across Asia, and this includes Hong Kong. At the Hong Kong branch, Westpac provides corporate customers and personal customers with foreign exchange solutions, asset finance support, and treasury advice.
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