Australian Unity Home Loan Review for Australian Expats

To apply for an Australian expat home loan with Australian Unity while living overseas, you will need to:

• Contact Australian Unity: You can contact Australian Unity by phone, email, or through their website. When you contact them, you will need to provide your contact information and your interest in applying for an expat home loan. Alternatively, it’s far easier to take the help of a specialist mortgage broker.
• Gather Your Documents: You will need to gather a number of documents to support your application, such as your passport and proof of income.
• Complete the Application Form: Australian Unity will provide you with an application form that you will need to complete. The application form will ask you for information about your financial situation and your property purchase plans.
• Submit Your Application: Once you have completed the application form, you will need to submit it to Australian Unity. You can submit your application by mail, fax, or email.

Australian Unity will review your application and will let you know if you are approved for a loan. If you are approved, you will need to sign the loan documents and provide a deposit.

Here are some additional tips for applying for an Australian expat home loan with Australian Unity while living overseas.

• Start Your Application Early: The application process can take several weeks, so it is important to start your application early.
• Be Prepared to Provide Documentation: Australian Unity will need to see documentation to support your application. Make sure you have all of the required documentation ready before you submit your application.
• Work With a Mortgage Broker: A mortgage broker can help you understand the different expat home loan options available and can help you submit your application.

We specialise in home loans for Australian expats, permanent residents, and (non-residents) living overseas, and can help you secure a home loan to buy property in Australia.

Australian Unity offers a variety of home loans to Australian residents and citizens, including expats and permanent residents living overseas. However, there are some eligibility requirements that must be met in order to qualify for a home loan with Australian Unity.

Eligibility requirements for Australian residents and citizens:

• You must be a permanent resident of Australia or a citizen of Australia.
• You must have a valid Australian passport.
• You must have a good credit history.
• You must have a stable income.
• You must have a deposit of at least 20% of the purchase price of the property.

Eligibility requirements for Australian expats and permanent residents living overseas:

• You must be a permanent resident of Australia or a citizen of Australia.
• You must have a valid Australian passport.
• You must have a good credit history.
• You must have a stable income.
• You must have a deposit of at least 25% of the purchase price of the property.

Eligibility requirements for foreign investors living overseas:

• You must be a citizen of a country that has a reciprocal investment arrangement with Australia.
• You must have a valid passport from your home country.
• You must have a good credit history.
• You must have a stable income.
• You must have a deposit of at least 30% of the purchase price of the property.

It is important to note that these are just the general eligibility requirements for a home loan with Australian Unity. The specific requirements may vary depending on the type of loan you are applying for and your individual circumstances.