AUSSIE EXPATS & FOREIGN INVESTORS: Au PROPERTY + TAX MADE EASY FROM OVERSEAS
The Smartest Expats Don’t Just Buy Property—They Minimise Tax Too
As the #1 AU mortgage and tax service for Aussie expats, we’ve helped 2,000+ customers across 40+ countries secure home loans in Australia and reduce their Australian tax bill. Whether you’re buying your first property, growing your portfolio, or sorting out past tax returns—we’ve got you covered.
- Secure an Australian Mortgage Using Your Foreign Income
- Protect Your Overseas Income and Avoid ATO Surprises
- Maximise Your AU Mortgage & Tax Benefits with Odin’s Expertise
4.9 | Based On 391+ Reviews
4.9 | Based On 391+ Reviews
#1 Australian Expat Mortgage Expert
Trusted by Over 2,200 Australian Expats Globally
Trusted by 2,200+ Aussie Expats Worldwide
Highly recommend Paige and team for australian residential investment loans. Especially if you’re on a short settlement.They were able to source tier 1 financing for land and construction that, as an expat working in sg, my usual local broker could not. They expedited the process and escalated my application for an ultra short settlement.
- Josh Clarke
- Amin M
- Chris Morris
- Gavin Wallace
- Matthew Schulte
4.9 | Based On 391+ Reviews
No pressure. No guesswork. Just expert advice, made for Aussie expats.
Please fill in the form below to get in touch with us.
Why Aussie Expats Choose Odin
Here are just a few of the little-known strategies we use to help Aussie expats borrow more, pay less tax, and buy property back home without the usual headaches.
Every $1,000 in Credit Limit Costs You $4,500
If you’ve got $50,000 in credit card limits, your borrowing power drops by $225,000 — even if you have a zero balance. We help you restructure your liabilities so you qualify for the loan you actually deserve.
Not Lodging a Return? You Could Be Taxed on Global Income
Thousands of expats unknowingly trigger resident tax treatment by skipping tax returns. The ATO may then tax you on everything you earn overseas — even if you haven’t lived in Australia for years.
Your $200k Salary Might Be Valued at Just $100k
Some banks discount your income by 40% due to foreign currency and apply Australian tax rates even when you pay 0% overseas. We match you with lenders who use your real numbers — so a $200k income can unlock up to $1.4M in borrowing, not $600k.
Negative Gearing Still Works for Expats
Rental running at a loss? That’s a win. You could legally pay $0 tax now and stack those losses to reduce tax on future capital gains — but only if you're filing correctly.
Buy While Overseas, Borrow More
Still abroad? You probably qualify for more right now than when you return home. We’ve seen customers lose $300k+ in borrowing power just by waiting until they were back in Australia.
One Title Decision Could Save You $80,000+
If you and your partner are buying together — and one of you isn’t an Australian citizen or PR — adding both names to the property title could trigger a 7–9% foreign buyer surcharge. On a $1M property, that’s $70,000–$90,000 in avoidable tax. Keep the title in the Aussie partner’s name and you could avoid the surcharge entirely, while still using both incomes for the loan.
👉 These are just a few of the 29+ tactics we use to help Aussie expats succeed. Discover which ones apply to you.
Our Proven 4-Step Process – How It Works
Step 1: Fill Out a Quick Form to Get Started
Tell us a bit about your expat status—property goals, and timeline. It only takes 60 seconds and helps us personalise your experience.
Step 2: Connect With an Expert From Our Mortgage & Tax Team
Once you submit the form, one of our team members will call you to understand your needs and match you with one of our expat mortgage and tax specialists.
Step 3: Get a Loan Strategy and Tax Plan That Actually Work Together
We’ll help you borrow more with the right loan setup — and make sure your tax position supports it. Whether it’s keeping your non-resident status, claiming deductions, or reducing tax on your property income, we’ve got both sides covered.
Step 4: Finalise Your Property and Stay Tax-Ready
We’ll guide you through the full loan process — from pre-approval to settlement — and help you stay on top of your tax, so you don’t run into issues with the ATO later.
No guesswork, no stress — just expert support at every step.
Trusted by 2,200+ Aussie Expats Worldwide
Get Expert Guidance to Buy Property and Stay ATO-Compliant
You’ve seen how Aussie expats are borrowing more, paying less tax, and buying property in Australia — all from overseas, and without the usual stress.
Now it’s your turn to take control.
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