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1About You
2Your Assets
3Your Income

  • Expert Mortgage Advice for Australian Expatriates and Overseas Residents Worldwide

    This short online application will only take 5 minutes, and once completed our team will get back to you within 24-48 hours with a detailed assessment (with real numbers) on your borrowing capacity, eligibility, loan options, costs and more.

    Let's start with a few quick questions about you, and what you’re wanting to do.

    • Which of the following best describes your situation?
    • Type of property being purchased:
    • What will the property be used for initially?
    • When do you plan to make the purchase?
    • Do you have an interest rate preference?
    • Do you have a repayment type preference?
    • What's your citizenship?
    • What’s your visa sub-class?
    • DD slash MM slash YYYY
    • Which country do you currently reside in?
    • Are you a Permanent Resident (PR) of this country?
    • What's your current residential status?
    • What is the rent expense?

      Input figures in the currency of your Country of residence. i.e. Live in Hong Kong? Input figures in HKD

    • Enter the full amount as stated on the tenancy agreement even if you are splitting the rent with others.
    • Do you currently have a mortgage against that property?
    • Enter your mortgage details in the next page under 'Properties owned'
    • Please provide further clarification
    • What's your marital status?
    • Do you have any dependant children?
    • What are the ages of your children? (Years old)
      Please enter a number from 0 to 99.
    • Please enter a number from 0 to 99.
    • Please enter a number from 0 to 99.
    • Please enter a number from 0 to 99.
    • Please enter a number from 0 to 99.
    • Please enter a number from 0 to 99.
    • Do your children go to private school?
  • Please ensure you have answered all of the questions above before proceeding to the next page.

  • In this section, we'll ask you about your plans for buying your future property and how you intend to fund it.

    We’ll also ask whether you have any other properties in case you want to cash out equity.

    You can hit the 'Go Back' button at any time to change details and your information will be saved.

    • What's the maximum purchase price you'd consider for your new property?
    • AUD
    • Which state will this property be located?
    • How long do you intend to keep this property for?
    • What's the absolute maximum cash you have available to you for this purchase?

      (liquid assets; savings/offset, shares, cash gifts, redraw)

    • AUD
    • How much of this cash would you be comfortable spending on this purchase?
    • AUD
    • Where is this cash coming from?

      Tick all that applies

    • How many Australian properties do you or the other applicant (if applicable) currently own?
    • Please fill out the following details in AUD
    • Hidden

      Section Break 1

    • 1
    • Loan limit = The loan balance + Available redraw funds
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      Section Break 2

    • 2
    • Loan limit = The loan balance + Available redraw funds
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      Section Break 3

    • 3
    • Loan limit = The loan balance + Available redraw funds
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      Section Break 4

    • 4
    • Loan limit = The loan balance + Available redraw funds
    • Hidden

      Section Break 5

    • 5
    • Loan limit = The loan balance + Available redraw funds
    • Hidden

      Section Break 6

    • 6
    • Loan limit = The loan balance + Available redraw funds
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      Section Break 7

    • 7
    • Loan limit = The loan balance + Available redraw funds
    • Hidden

      Section Break 8

    • 8
    • Loan limit = The loan balance + Available redraw funds
    • Hidden

      Section Break 9

    • 9
    • Loan limit = The loan balance + Available redraw funds
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      Section Break 10

    • 10
    • Loan limit = The loan balance + Available redraw funds
    • Hidden

      Section Break Last

    • Would you like to use equity from your existing Australian property(s) to assist with the new purchase?
    • Do you own any other 'Overseas' properties? Not located in Australia
    • Please fill out some necessary details of your property.
      Note: Input figures in the currency of where your property is located. i.e. Singapore? Enter figures in SGD E.g. Singapore / $980,000 market value / $400,000 mortgage / 3.15% interest rate / 25 yrs left on loan term
    • 1
    • Loan limit = The loan balance + Available redraw funds
    • 2
    • Loan limit = The loan balance + Available redraw funds
    • 3
    • Loan limit = The loan balance + Available redraw funds
    • 4
    • Loan limit = The loan balance + Available redraw funds
    • 5
    • Loan limit = The loan balance + Available redraw funds
    • What's your name, email address, and phone number?
    • ✓ Valid number ✕ Invalid number

  • Please ensure you have answered all the questions above before proceeding to the last page.

  • Great work, you’re onto the final section which is about your income and non-property related debts, and whether you’ll be purchasing or co-borrowing with anyone else.

    A payslip or bank statements might come in handy here.

    Lastly, if there’s anything else you think we should know just leave your comments below - and you're done!

    • What's the main source of your income?
    • When did you start your current job?
    • What's your occupation?
    • What currency are you paid in? Answer the following income-related questions in this currency
    • What's your Base salary income? Before income taxes & voluntary deductions
    • Do you receive allowance income?
    • What's your Allowance income? If you don't receive any allowance, enter '0'
    • Type of Allowance:
    • Do you receive commission income?
    • What's your Commission income? If you don't receive any commission, enter '0'
    • How long have you been receiving commission with your current employer?
    • How often do you receive commission?
    • Do you receive an Annual Cash Bonus?
    • What's your last 2 years Bonus income?
    • Do you receive Stock Options / Restricted Stock Units?
    • What's your last 2 years RSU?
    • When did you start operating?
    • What's your industry?
    • What currency are you paid in? Answer the next questions using this currency
    • Please advise your last 2 (financial) years Personal net income AFTER taxes. Use figures that were shown in your tax notice of assessment.
    • Please advise your share ownership percentage (%) of the company
    • Please advise the last 2 (financial) years FULL Company net income AFTER taxes (if applicable). Use figures that were shown in the tax notice of assessment.
    • Do you have any non-property loans?
    • Please fill out some necessary details of your other loans
    • 1
    • 2
    • 3
    • 4
    • 5
    • What's your total credit card limit? If no credit card, enter '0'
    • Are you buying the new property with someone else?
    • What's the other person's name and email address?
    • ✓ Valid number ✕ Invalid number
    • What's your relationship to this person?
    • What's their citizenship?
    • What's their visa sub-class?
    • DD slash MM slash YYYY
    • Is this person living with you?
    • Which country does he/she currently reside in?
    • Are they a Permanent Resident (PR) of this country?
    • What's their current residential status?
    • What is the monthly rent? Input figures in the currency of the Country of residence. i.e. Live in Hong Kong? Input figures in HKD
    • Do they currently have a mortgage against that property?
    • Enter mortgage details in the previous page under 'Properties owned'
    • Please provide further clarification
    • What's their main source of income?
    • What's their occupation?
    • Start date of current job?
    • What currency is the salary paid in? Answer the following income-related questions in this currency.
    • What's the Base salary income? Before income taxes & voluntary deduction
    • Does he/she receives allowance income?
    • Enter Allowance income If no allowance income, enter '0'
    • Type of Allowance:
    • Does he/she receives commission income?
    • What's their Commission income? If no commission, enter '0'
    • How long have he/she been receiving commission with their current employer?
    • How often does he/she receive commission?
    • Does he/she receives an Annual Cash Bonus?
    • Enter the last 2 years Bonus income
    • Does he/she receives Stock Options / Restricted Stock Units?

    • Enter the last 2 years RSU

    • Hidden

      Section Break : 2 App - Self-employed (Sole trader / Contractor)

    • When did they start operating?
    • What's their industry?
    • What currency are they paid in? Answer the next questions using this currency
    • Please advise their last 2 (financial) years net Personal income before taxes Use figures that were disclosed in their tax return.
    • Hidden

      Section Break : 2 App - Self-employed (Company)

    • Please advise their share ownership percentage (%) of the company
    • Please advise the last 2 (financial) years FULL Company net income AFTER taxes (if applicable). Use figures that were disclosed in the tax return.
    • Hidden

      Section Break Last - 2nd App

    • Does he/she have any non-property loans?
    • Please fill out some necessary details of their other loans
    • 1
    • 2
    • 3
    • 4
    • 5
    • What's their total credit card limit? If no credit card, enter '0'
    • Where did you hear about us?
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        By submitting your contact information you agree to our Privacy Policy. You also expressly consent to have Odin Mortgage contact you about your inquiry by email, text message, or phone to the telephone number you have provided, even if that telephone number is on a Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Odin Mortgage.

  • Please ensure you have answered all questions before submitting.
    The more accurate your answers, the more accurate your assessment!