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  • Expert Mortgage Advice for Australian Expatriates and Overseas Residents Worldwide

    This short online application will only take 5 minutes, and once completed our team will get back to you within 24-48 hours with a detailed assessment (with real numbers) on your borrowing capacity, eligibility, loan options, costs and more.

    Let's start with a few quick questions about you and what you want to do.

    • What is the rent expense?

      Input figures in the currency of your Country of residence. i.e. Live in Hong Kong? Input figures in HKD
    • Enter the full amount as stated on the tenancy agreement even if you are splitting the rent with others.
    • Do you currently have a mortgage against that property?
    • Enter your mortgage details in the next page

    • What are the ages of your children? (Years old)

  • Please ensure you have answered all of the questions above before proceeding to the next page.

  • In this section we'll ask you about your current mortgage and property details and whether you require any cash-out.

    You can hit the 'Go Back' button at any time to change details and your information will be saved.

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    • Please fill out the following details in AUD
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    • Is this loan currently on a fixed rate?
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    • Is this loan currently on a fixed rate?
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    • Is this loan currently on a fixed rate?
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    • Is this loan currently on a fixed rate?
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    • Is this loan currently on a fixed rate?
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    • Please fill out some necessary details of your property.

      Note: Input figures in the currency of where your property is located. i.e. Singapore? Enter figures in SGD E.g. Singapore / $980000 value / $400000 mortgage / 2.15% interest rate / 25 yrs left on loan term / $600 weekly rent / Jointly owned

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    • What's your name, email address, and phone number?
  • Please ensure you have answered all of the questions above before proceeding to the last page.

  • Great work, you’re onto the final section which is about your income and non-property related debts, and whether you’ll be refinancing with anyone else.

    A payslip or bank statements might come in handy here.

    Lastly, if there’s anything else you think we should know just leave your comments below - and you're done!

    • What's the main source of your income?
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    • When did you start your current job?
    • What's your occupation?

    • What currency are you paid in?

      Answer the following income-related questions in this currency.

    • What's your Base salary income?

      Before income taxes & voluntary deductions

    • What's your Allowance income?

      If no allowance income, enter '0

    • What's your Commission/OT income?

      If no commission/OT income, enter '0'

    • What's your last 2 years Bonus income?

      If no bonus income, enter '0'
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    • When did you start operating?

    • What's your industry?

    • What currency are you paid in?

      Answer the next questions using this currency

    • Please advise your last 2 (financial) years Personal net income AFTER taxes.

      Use figures that were shown in your tax notice of assessment.

    • If you operate a company, please advise your share ownership percentage (%)

    • Please advise the last 2 (financial) years Company net income AFTER taxes (if applicable).

      Use figures that were shown in the tax notice of assessment.
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    • Do you have any non-property loans?
    • Please fill out some necessary details of your other loans
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    • What's your total credit card limit?

      If no credit card, enter '0'

    • Who is the owner of the property(s)? If they are on the property title, they will also be on the loan
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    • What's the other person's name and email address?
    • What's your relationship to this person?
    • What's their citizenship?
    • Is this person living with you?
    • Which country does he/she currently reside in?
    • What's their current residential status?

    • What is the monthly rent?

      Input figures in the currency of the Country of residence. i.e. Live in Hong Kong? Input figures in HKD
    • Do they currently have a mortgage against that property?
    • Enter mortgage details in the previous page under 'Properties owned'
    • What's their main source of income?
    • Start date of current job?
    • What's their occupation?

    • What currency is the salary paid in?

      Answer the following income-related questions in this currency
    • What's the Monthly Base salary income (before taxes)?

    • Enter the monthly Allowance income

      If no allowance income, enter '0'

    • What's their Commission/OT income?

      If no commission/OT income, enter '0'

    • Enter the last 2 years Bonus income

      If no bonus income, enter '0'
    • When did they start operating?
    • What's their industry?

    • What currency is the business income?

      Answer the next question using this currency

    • Please advise their last 2 (financial) years net Personal income before taxes

      Use figures that were disclosed in their tax return.
    • If they operate a company, please advise their share ownership percentage (%)

    • Please advise the last 2 (financial) years Company net income before taxes if applicable.

      Use figures that were disclosed in the tax return.
    • Does he/she have any non-property loans?
    • Please fill out some necessary details of their other loans
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    • What's their total credit card limit?

      If no credit card, enter '0'
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    • Where did you hear about us?
      • You’re agreeing that we can share your personal data with our lender partners for assessment purposes (no credit check will be made) and that we can use this data for marketing and analytics, and to make your experience easier. You can opt-out of sharing your data now by unchecking the box. You can also opt-out at any time by contacting us.
      • You're agreeing that we can share your personal data with our lender partners for assessment purposes (no credit check will be made) and that we can use this data for marketing and analytics, and to make your experience easier. You can opt-out of sharing your data now by unchecking the box. You can also opt-out at any time by contacting us.
      • Communication Consent:
        By submitting your contact information, you agree to our Privacy Policy. You also expressly consent to have Odin Mortgage contact you about your inquiry by email, text message, or phone to the telephone number you have provided, even if that telephone number is on a Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Odin Mortgage.
  • Please ensure you have answered all questions before submitting.
    The more accurate your answers, the more accurate your assessment!
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