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Calculators & Guides
Calculators & Guides
Australian Stamp Duty Calculator
Estimate the stamp duty cost of your property purchase, or learn more about foreign stamp duty surcharge and whether it applies to you.
Mortgage Repayment Calculator
Estimate the cost of your monthly home loan repayments. Switch between repayment types, repayment frequency, and optional extra repayments.
Borrowing Power Calculator
Get an idea of how much you can borrow. Learn how you can increase your borrowing power and what the lenders look at when assessing your application.
Investment Property Calculator
Get a detailed analysis of your purchase. Calculate your costs, cash flow, tax position, CGT, ROI, with our complete investor tool designed for non-residents.
Featured Articles
Top 12 Money Saving House Maintenance Hacks
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Did you know that the real cost of home ownership includes 1% of your…
10 Questions to Ask a Mortgage Broker
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Buying a house is a stressful business. Arranging the finance, searching for a property…
Is It Easier Buying Australian Property If You are a Permanent Resident?
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Australia is a dream location for many individuals. So much so that thousands of…
How Does an Expat Open a Bank Account to Pay Their Mortgage?
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So, you have been approved for a home loan with Odin Mortgage for your…
How Easy Is It To Get a Mortgage in Australia?
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Do you know how hot the Aussie property market has been in recent years?…
How To Make a House Low Maintenance
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How do you want to spend your evenings and weekends? Do you look forward…
Is a New Immigrant Mortgage the Only Way to Buy a House When I Move?
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Did you know you can increase your salary by around 28% when moving to…
Will Expats Always Get First Home Buyer Interest Rates?
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Did you know that a variable home loan is more popular with homebuyers in…
How Long Do Property Valuations Take In Australia?
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Do YOU need a property valuation? Property valuations are required for varying purposes, yet…
Where Can I Afford to Live in Australia?
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Key Takeaways: ABS state average earnings in Australia is $89,122.Most popular locations require higher…
Are Owner Builder Home Loans Available to Expats in Australia?
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Key Takeaways: An owner-builder buys land and builds a propertyA construction loan is perfect…
Buying Land to Build a House as an Expat: Everything You Need to Know
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Key Takeaways: Australian citizens living overseas can buy land and build a house in…
Can Expats Claim Australian Family Tax Benefit if They Still Have Overseas Income?
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Key Takeaways: Family Tax Benefit is financial support to help in raising children.Australian Citizens…
What Is a Reverse Mortgage, and Are They Available to Expats?
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Do you want to earn money from your home? Releasing the equity from your…
How to Increase Borrowing Capacity for Your Home Loan
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If you're considering buying a property in Australia, you've probably heard the term 'borrowing…
Do I Need Mortgage Protection Insurance as an Expat?
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Properties are some of the most significant financial assets most of us own throughout…
How Does Compound Interest Work on a Mortgage?
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Home loans might seem complex and confusing - with such a significant financial commitment;…
RBA Interest Rates History and Forecast
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The Reserve Bank of Australia (or RBA for short) is the central bank of…
Big Bank vs. Small Lender Mortgage: How a Broker Will Help You Find the Best Option
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Are you wondering what your home loan options are beyond the big four banks?…
Making Sense of the Australian Home Insurance Market
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Is your home adequately insured to survive everything from natural disasters to theft? About…
What Credit Score Does An Expat Need to Get An Australian Mortgage?
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Applying for a mortgage/home loan in Australia can be a challenging process with many…
What Is A Good Credit Score For Expats In Australia?
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Before arranging a loan (personal loan, home loan, etc.), expats need to know their…
How Do Non-residents Check Their Credit Score in Australia?
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To get a personal loan, home loan, or car loan, non-residents in Australia need…
15 Things To Consider When Purchasing a Second Home Overseas
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Buying a first home is a huge step; you need to consider your finances,…
What Does An Expat Mortgage Broker Do?
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Taking out a mortgage can be a long and arduous process, especially for Australian…
First Home Buyer Loan Guide: Everything You Need To Know
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Acquiring a first home buyer loan can be a complex process for all Australian…
What is the Average Mortgage Interest Rate in Australia?
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Home loans in Australia come in many different forms and come with many variables.…
What Is The Average Expat Mortgage Size In Australia?
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For many working people in Australia, acquiring a home with a fair mortgage is…
Australia Housing Market Report: March 2022
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Property prices across Australia have experienced an impressive boom in recent years. Despite the…
Top 8 Questions to Ask Your International Tax Advisor about Buying Property in Australia
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Foreign property investors account for only 3.7% of new home sales and 2.2% of…
Financial Tips for Expatriates Returning to Australia
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Of the average of 300,000 Australians leaving our shores to start a new life…
Home Loan Glossary for Expats
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Not sure if you understand all the jargon bandied about during the home loan…
Australians in Singapore and Hong Kong
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It's often repeated that there are a million Aussie expats living across the globe…
How to Understand the Contract of Sale When Purchasing a Property in Australia
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Almost eight in ten Australian home buyers understand little about the process. The contract…
What Is Mortgage Stress and How to Avoid It?
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Are you worried about being one of the 15.8% Australians experiencing mortgage stress? With…
Australia Property Market Forecast
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Have you decided to invest in an Australian property as an expat living abroad?…
What is Property Valuation and How to Calculate it?
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Property valuation might be a well-known phrase to property investors, and as an expat…
What is the Future of Negative Gearing for Expat Investment Property in Australia?
5-minute read
Negative gearing. It’s a crucial tax-related factor that expats may have heard about when…
Top 11 Home Renovation Tips for Properties in Australia
5-minute read
Thinking of renovating your home in Australia? It's a good choice that can lead…
Can You Buy a House Without Citizenship in Australia?
5-minute read
Purchasing property isn’t reserved entirely for Australian citizens. With such a flourishing economy and…
Can I Get Permanent Residency if I Buy Any Property in Australia?
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Australia’s strong economy has made it one of the most attractive property markets to…
What Countries Can You Buy Property Without Being a Citizen?
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Moving abroad is a big adventure. However, organising a place to live and whether…
Can I Get a Mortgage in Australia With Overseas Income?
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Aussie expats might wonder whether they can get an Australian mortgage with foreign income.…
What is a Cooling Off Period?
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Purchasing property in Australia from overseas has risks involved. What do you do if…
What are the Tax Implications for Non-residents in Australia?
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With the world slowly returning to normal and international borders relaxing, it's worth considering…
Australian Tax Rules for Expats
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Despite moving away from Australia, expats still need to consider Australian tax rules. Even…
A Complete Guide to Capital Gains Tax in Australia
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We've all heard of capital gains tax CGT - but do you know exactly…
Resident Vs Non-Resident Tax in Australia
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Moving overseas is a lot more complicated than simply packing a bag and booking…
Australia Tax Residency: Definition, Rule and Provisions
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Whether you're a born and bred Australian has little to do with whether you're…
What Are the Australia Income Tax Rates and Brackets?
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Just because you're living abroad, it doesn't mean you don't have to pay tax…
Changes to the Australian Tax Residency Rules Affecting Expats
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Just as you thought you had wrapped your head around the expat's individual tax…
How to Lodge your Australian Tax Return as an Expat
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If you earn any income in Australia, you must lodge a tax return. Most…
What are the Property Taxes for Non-Residents in Australia
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Owning a house comes with a lot of hidden costs. One of which is…
Australia Tax Rate Calculator: Everything You Need to Know
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No one likes paying taxes. Unfortunately, it's an inevitable part of earning money. We…
How to Calculate My Borrowing Capacity for an Australian Mortgage
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Unfortunately, lenders won't let you borrow any old sum to buy a property. Each…
What is FRCGW: Everything You Need to Know
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The foreign resident capital gains withholding tax (FRCGW) affects all Australians, whether you're a…
Costs of Home Buying in Australia: Everything You Need to Know
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Buying a house isn't cheap. We all know how mortgage repayments can eat away…
Why Invest in Property in Australia
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Overseas investors and expats don't always realise the rewards of investing in Australian property.…
10 Tips for Making an Offer on an Australian Property as an Expat
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So, you've explored everything the Australian housing market has to offer, found the perfect…
How Long Can Capital Losses Be Carried Over In Australia?
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Have you just sold an investment property in Australia from abroad as an Aussie…
How Long Does It Take To Settle In Australia
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Are you looking for a new life in a new country, and out of…
How Can I Prove My Foreign Income in Australia to Lenders?
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Making an application to an Australian lender for a mortgage as an Aussie expat…
How Does Australian Tax Impact an Expat Mortgage?
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As it’s not easy to keep track of Australian taxes and how they impact…
Do I Need a Power of Attorney for an Expat Loan in Australia
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Are you looking to invest in an investment property as an expat living abroad?…
Do I Get a Foreigner Stamp Duty Charge on Expat Loans in Australia
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The question of whether foreigner stamp duty charges apply to you as an Australian…
Will Australian Lenders Accept My Foreign Currency?
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Applying for an Australian expat home loan and need to know if lenders will…
Which Lenders Accept Foreign Income for Australian Expats?
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Are you curious to find out which lenders accept foreign income for Australian expats?…
Can Expats Get a Mortgage in Australia? A Comprehensive Guide
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Living abroad as an Australian expat and wondering the answer to the question “Can…
12 Mistakes To Avoid When Paying Off Your Mortgage Early
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One of the things you might have wondered as an Australian expat and home…
Can You Get a Mortgage as an Expat in Australia? Get the Facts Here
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Is the excitement building as you look at properties to invest in, in Australia?…
What Is A Good Capital Rate For Investment Property in Australia?
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So your goal as an Australian resident or an Australian expat is to invest…
What is a GSA Agreement in Australia? All the Information You Need
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Understanding the financial and legal red tape and terms that surround financial agreements in…
How To Avoid Capital Gains Tax in Australia
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Top Investment Property Tax Deductions for Australian Investors
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Investment in property is a good idea for many reasons, and although you might…
How to Check Your Credit Rating in Australia: All You Need to Know
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Credit ratings. They are crucial when applying for home loans or for applying for…
What is the Maximum Loan To Value in Australia?
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If you’re looking into buying property, ‘“loan to value ratio” (LVR) is one of…
How to Improve Credit Score in Australia: A Full Guide
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A great credit score can make the difference between a successful application for a…
How Much Can I Borrow For an Investment Property in Australia?
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Navigating the home loans market is much like walking through a minefield, not least…
How To Positively Gear An Investment Property in Australia
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Positive gearing is a simple philosophy: make more money than you spend on your…
What Tax Deductions are Available for Property Owners in Australia
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Attention, Australian expats! Did you know that as an investor in property, or an…
How Does An Offset Account Work In Australia?
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Australian expats returning to Australia and looking to be approved for a home loan,…
How Much Does it Cost to Sell a House in Australia?
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When it comes to selling a house in Australia, there’s a lot more to…
How Much Can You Claim on Negative Gearing in Australia?
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At first glance, negative gearing sounds rather counter-intuitive. Why would investors intentionally make a…
What Is Capital Value Of A Property in Australia: Why it’s Vital
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If you’ve purchased a property in Australia, have decided to sell it as an…
Foreign Investment Review Board: Everything You Need to Know
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If you’re interested in buying property in Australia but live overseas, you may have…
What is a Good Rental Yield in Australia?
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Rental yield is one of the best metrics you can use to predict profitability…
What Do Valuers Look For In A House Valuation in Australia?
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Housing valuations are a crucial step in property transactions. They help regulate the market…
How Much is Capital Gains Tax in Australia: The Key Facts
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When it’s time to start thinking about paying tax as an Australian expat who…
Beginner’s Guide to Rentvesting in Australia
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As house prices rise exponentially, getting on the property ladder is more challenging than…
How to Calculate Rental Yield in Australia
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Rental yield is the single most important metric when it comes to property investment.…
How to Calculate Home Loan Interest in Australia: A Detailed Guide
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Are you on your way back to Australia and searching for a home loan…
What Is a Home Loan Offset Account and How Does It Work?
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An offset account could help save money on your mortgage and reduce the amount…
Mortgage Broker Vs Bank: What’s the Difference?
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If you're looking to finance a property, there are two ways to go about…
The Difference Between Conditional Approval and Unconditional Approval in Australia
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Home loans are packed with unfamiliar terms and jargon. What is conditional approval? Do…
What is Lenders Mortgage Insurance?
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Saving for a home is a tough challenge. Whether you're a first-time buyer or…
Australia Mortgage Rates: Everything You Need to Know
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Interest rates on mortgages are continually changing. The general trend is that, on average,…
7 Reasons to Refinance Your Home Loan in 2021
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It might have been years since you took your home loan out. Interest rates…
How Much Deposit Is Required for a Home Loan?
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Purchasing a house seems to get more and more complicated each year. Knowing how…
Why is Subject to Finance Important in Australia
5-minute read
Property sales contracts in Australia are typically subject to finance. But, what does this…
What Is An Australian Expat: Everything You Need To Know
5-minute read
Are you considering moving abroad? Do you already live overseas but are unsure if…
Negative Gearing in Australia: Definition, Advantages and Disadvantages
5-minute read
Property investors utilise various strategies to make the most of their investment. Negative gearing…
Top 18 Questions to Ask a Mortgage Broker
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If you're looking to purchase a property in Australia, it is likely to be…
Australian Banks In Hong Kong And Singapore
5-minute read
Australian banks have operated in Hong Kong and Singapore for over 40 years. Their…
Can Permanent Residents Buy Property in Australia?
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As an Australian living abroad, you might be wondering how the home loan process…
How Does an Australian Mortgage Work?
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Buying a home is an exciting time in your life. However, getting a home…
Cost Of Living In Australia: What You Need To Know
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Whether you're planning to move back to Australia or purchase a property for the…
Australian Expats Guide to Buying Property in Australia in 2021
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So you're thinking of buying property over in Australia? Many Australian permanent residents living…
Purchase An Investment Property In Australia Whilst Living Overseas
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As a buyer located overseas, property ownership may appear a daunting process, but there…
A Guide to Financing Property in Australia
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For many years, Aussie expats living abroad could get a mortgage on Australian property…
What Is A Break Cost And How To Avoid It While Getting A Home Loan
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Are you wondering whether you could be getting a better deal on your fixed-rate…
How Aussie Expats can Buy Australian Property Remotely
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Living and working abroad is exciting and challenging – but can also mean you…
How Much Deposit Do You Need For A House In Australia?
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Taking part in the Great Australian Dream of home ownership begins with putting together…
How to get a Home Loan in Australia as a Non-Resident (Foreign National)
7-minute read
The how-to guide to purchasing Australian properties with foreign income or as a foreign national. Get answers to all your queries to help get you started.
Use Equity to Your Advantage to Buy Property in Australia
3-minute read
Access the equity in your current home to buy another property with little to no deposit. Free up your cash flow and achieve all your financial goals.
Refinance your Home Loan: The Ultimate Guide for Aussie Expats
6-minute read
Learn more about your Australian mortgage refinancing options. Let us help you navigate the nuances, find a better interest rate and cut monthly payments!
Variable or Fixed Home Loan
3-minute read
What's the difference between a fixed rate mortgage and a variable? Read our article to learn more and decide which suits you.
Offset Account: The Definitive Guide to Lower Your Interest Payment
5-minute read
Find out how linking an offset account to your home loan account can help you save on interest payment and maximise your savings.
How to get a property loan in Australia
8-minute read
Begin your home buying journey by maximising your savings. Learn more from the leading Australian mortgage service provider to find the best loan for you.
A Complete Guide to Purchasing an Investment Property in Australia
4-minute read
Thinking of purchasing an investment property in Australia? Read more and learn about the whys and hows!
The basics of the Loan to Value Ratio (LVR) in Australia
8-minute read
Begin your home buying journey by maximising your savings. Learn more from the experts to find the best loan for you.
Mortgage Witnessing While Overseas
5-minute read
Find out who can witness your Australian Mortgage Documents while overseas as a foreign resident.
Should You Pay Off Your Mortgage Early?
4-minute read
Paying off your loan early can save you thousands in interest. But you’ll need to consider a few things before deciding whether it’s a smart idea.
COVID-19 Resources Guide
4-minute read
Learn about the mortgage assistance your bank has in place and the federal government’s early release of superannuation plan.
The Basics of the Loan-to-Value Ratio (LVR) in the Australian Mortgage Sector
5-minute read
4-MINUTE READ Share: LVR may seem like a simple calculation on face value but…
Australian Mortgage Calculator & Guide
5-minute read
5-MINUTE READ Share: Our Australian mortgage calculator can help you estimate your monthly mortgage…
How much can I borrow? 2-4x Your borrowing power
6-minute read
6-MINUTE READ Share: “How much can I borrow?”That’s usually one of the first questions…
The Basics of the Loan-to-Value Ratio (LVR) in the Australian Mortgage Sector
5-minute read
4-MINUTE READ Share: Foreign investment is built-in to the Australian economy. Being an open,…
Ultimate Investment Property Calculator for Non-residents
6-minute read
6-MINUTE READ Share: Our all-in-one investment property calculator can help you estimate:The deposit required…
Australian Expat Home Loans
5-minute read
Australian Home Loans: The Ultimate Guide for Aussie Expats in 2021 8-MINUTE READ Share:…
Stamp Duty in Australia: 2022 Definitive Guide
5-minute read
7-MINUTE READ Share: For the majority of home buyers, paying Stamp Duty in Australia…Take the first step towards the right home loan.
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