First Home Owners Grant (FHOG) SA

Buying your first home is a big milestone, and it can be even more daunting if you’re an Australian expatriate living overseas or a foreign buyer. But there are government grants available to help you make your dream a reality.

In South Australia, the First Home Owners Grant (FHOG) can give you up to $15,000 towards the purchase of a new home. This is a great way to save money and get a head start on your homeownership journey.

In this article, we’ll explain everything you need to know about the FHOG SA, including eligibility requirements, how to apply, and tips for maximising your benefit.

Who is Eligible for the FHOG SA?

To be eligible for the FHOG SA, you must meet the following requirements:

  • You must be a first home buyer. This means you must not have owned a property in the past five years.
  • You must be an Australian citizen or permanent resident.
  • You must buy a new home in South Australia.
  • The market value of your home must be $650,000 or less.

If you meet all of these requirements, you can apply for the FHOG SA.

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How to Apply for the FHOG SA

To apply for the First Home Owner Grant (FHOG) in South Australia (SA), follow these steps:

  • Obtain the application form: Visit the official RevenueSA website to access the FHOG application form specifically designed for SA. Look for the relevant form related to the grant.
  • Review eligibility requirements: Familiarise yourself with the eligibility criteria outlined by RevenueSA. Ensure that you meet the necessary requirements, including being a first home buyer, purchasing or building a new home, and meeting any specific conditions set by the government.
  • Complete the application form: Fill out the application form accurately and provide all the requested details, including personal information, property details, and any supporting information required.
  • Gather supporting documents: Along with the completed application form, gather the supporting documents necessary to demonstrate your eligibility. This may include proof of identity, proof of residency, proof of purchase or construction of a new home, and any other documentation specified in the application form or on the RevenueSA website.
  • Submit the application: Once you have completed the application form and gathered the necessary supporting documents, submit the application to RevenueSA through the designated submission method specified on their website or in the application form itself. This can usually be done online, by mail, or in person at a designated office.
  • Follow up: After submitting your application, keep track of its progress and retain any reference numbers or acknowledgments received upon submission. If there are any issues or additional information required, RevenueSA may contact you.
  • Grant approval: Once your application is processed and approved, RevenueSA will review your eligibility and process your payment. If you are approved, you will receive the FHOG SA in the mail or through the chosen delivery method specified by RevenueSA.

Maximise Your FHOG SA Benefit

If you are an Australian expatriate living overseas, you may still be eligible for the First Home Owner Grant (FHOG) in SA, subject to meeting certain requirements. Here are some considerations for Australian expats living overseas and their eligibility for the FHOG SA:

  • Citizenship or permanent residency: To be eligible for the FHOG SA as an Australian expat, you typically need to be an Australian citizen or hold permanent residency status.
  • Intent to return and establish residency: You may be required to provide evidence of your intent to return to Australia and establish residency in SA. This can include documentation such as a letter of intent, employment contracts, or proof of Australian assets.
  • Timeframe requirements: Some states or territories may have specific requirements regarding the period of residency or the time since you left Australia. It’s essential to review the specific rules set by the SA government or RevenueSA to ensure you meet the necessary criteria.
  • Supporting documentation: As part of your FHOG SA application, you may need to provide supporting documents such as proof of identity, residency, and financial capacity. These requirements may vary, so it’s advisable to consult the official RevenueSA website or contact their office directly to obtain the most accurate and up-to-date information.

What If I’m an Australian Expat Living Overseas?

If you are an Australian expatriate living overseas, you may still be eligible for the First Home Owner Grant (FHOG) in SA, subject to meeting certain requirements. Here are some considerations for Australian expats living overseas and their eligibility for the FHOG SA:

  • Citizenship or permanent residency: To be eligible for the FHOG SA as an Australian expat, you typically need to be an Australian citizen or hold permanent residency status.
  • Intent to return and establish residency: You may be required to provide evidence of your intent to return to Australia and establish residency in SA. This can include documentation such as a letter of intent, employment contracts, or proof of Australian assets.
  • Timeframe requirements: Some states or territories may have specific requirements regarding the period of residency or the time since you left Australia. It’s essential to review the specific rules set by the SA government or RevenueSA to ensure you meet the necessary criteria.
  • Supporting documentation: As part of your FHOG SA application, you may need to provide supporting documents such as proof of identity, residency, and financial capacity. These requirements may vary, so it’s advisable to consult the official RevenueSA website or contact their office directly to obtain the most accurate and up-to-date information.

What If I’m Considered a Non-Resident?

If you are considered a non-resident, it is important to note that you may not be eligible for the FHOG in SA. The FHOG is generally designed to support Australian citizens, permanent residents, and certain visa holders in their pursuit of homeownership.

As a non-resident, you may need to meet specific residency requirements to be eligible for the FHOG in SA. These requirements may vary depending on the jurisdiction and can change over time.

However, if you are an Australian expat returning to Australia and meet the eligibility criteria, you may qualify for the FHOG in the NT or other relevant regions. However, it’s crucial to note that the specific requirements can vary depending on the jurisdiction. To obtain accurate and detailed information, it is recommended to consult the relevant authorities such as the NT Government.

Additionally, even if you are not eligible for the FHOG as a non-resident, there may be other incentives or grants available to assist you in your homeownership journey. It is recommended to explore alternative options, such as grants or incentives specifically designed for non-residents or foreign buyers, if applicable.

Speak with an Experienced Mortgage Broker

The FHOG SA is a great way to save money on your first home purchase. If you’re an Australian expatriate living overseas or a foreign buyer, be sure to take advantage of this government grant.

If you have any questions about the FHOG SA, please contact us. We’re happy to help!

Don’t hesitate to contact our professional expat mortgage brokers today for assistance with the FHOG SA. Our knowledgeable team is here to help you make informed decisions and maximise your savings on your first home purchase in South Australia.

Get a free Australian mortgage assessment today.

Apply online to get a free recommendation with real rates and repayments.

Frequently asked questions

If you’re not a first home buyer, you may still be eligible for the FHOG SA if you’ve lived in South Australia for at least 12 months and you’re buying a home that is worth less than $575,000.

You can still be eligible for the FHOG SA if you’re buying an established home. However, the market value of your home must be $650,000 or less.

RevenueSA will process your FHOG SA application within 28 days.

You can find more information about the FHOG SA on the RevenueSA website.

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